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Medicare -- Medicaid -- |
Medicare- What is Medicare? Medicare is a federal program that people pay into as they work. Their employers generally match the amount that is contributed. These funds are then held until a person retires or is disabled and paid back in monthly benefit checks. These funds can also be drawn on by dependent spouses and children if they become disabled and in some instances, widowed. Eligibility is determined by the length of time (called quarters) that someone works. As an example only: John and Mary are married with two children. John has worked all his adult life and become disabled. His disability benefit (the amount of his check) will be determined by his best contributing years. He will then receive a check for himself and for his two children, providing they are under 18 years old or until they complete high school. Benefits discontinue for the children once they graduate from high school. So, if their son turns 18 in March and graduates in June, benefits will continue through June. If the son drops out of school, benefits will discontinue when he turns 18 in March. Once approved for disability, Medicare has a five month waiting period before benefits are paid to the beneficiary. Should you be denied benefits initially and you appeal and then are approved, back payments will be paid from the first time you applied for benefits, minus the waiting period. Medicaid: What is it? Medicaid is a state run program that varies from state to state. Benefits vary and are determined by each state. Go to your state website to find out more about the requirements for eligibility. www.cms.hhs.gov/medicaid Go to this web site and type in your state name and read about the income levels and eligibility requirements. Individuals may qualify for Medicare and Medicaid benefits depending on their assets and expenses related to their illness. State Assistance Programs: What are they? Each state has assistance programs that may also be able to assist the individual and their family. Once again, the benefits vary from state to state. We recommend that you go to www.google.com and type in your state name and assistance in the search box. This will bring up the web sites that may direct you to other programs that could assist you with help with heating and cooling bills, food stamps, job searches, insurance, and short and long term assistance. If you need any help in applying for these programs, please call us at 866-FOR-A1AA. Return Home | Return to Support | Return to Informational Resources Telephone: 540-948-6777 or 1-866-FOR-A1AA (1-866-367-2122) Fax # 540-948-6763 Copyright © 2006 Alpha-1 Advocacy Alliance, All Rights Reserved Home | Disclaimer | Privacy Policy | |||||||||||||||||||||||||